No Credit Check Cell Phone Offers

Now you can get your own cell phone without having any credit checks. Unlike most cell phone plans, prepaid cellular services don't require a credit check or lock a person into a contract for at least a year with regular monthly payments. Instead of waiting for a bill, you pay for your minutes upfront.

Prepaid cell phones are also of substantial interest to users who might like to have a cellular phone for occasional use--for unexpected roadside emergencies, for example. But if you just want to have a cell phone as "insurance," it can be irritating to pay a conventional cellular telephone bill of $20 or $30 a month, month after month. For this type of user, prepaid cell phones are a perfect option.

With prepaid phones, customers don't pay a monthly fee or sign up for a plan. They simply buy the phone, load it with minutes, usually in batches of $20 to $100, and start dialing. When the minutes run out, they buy more.